Although not everyone is aware of the fact, there are actually home repair grants that you can get from the government. This means that they will actually give you the money you need to fix your house, without you ever having to pay them back.
These grants are not available to everyone, but in some situations you might qualify, so it is worth looking into. Usually they are for people whose homes have been damaged in disasters, or for those who are elderly or disabled.
There are a few places where you can look for government home repair grants for which you might qualify. First, if your home was damaged in a disaster, you should check with the Federal Emergency Management Agency (FEMA). They have the necessary information posted on their website, or you can visit your local FEMA office to find out what grants are available.
Another organization that sometimes gives these grants is HUD, the US Department of Housing and Urban Development. Finally, you can also check with the grants.gov website to see what might be available.
Before actually applying for repair grants for your home, you will want to figure out exactly what needs to be done, and what it is going to cost you. Most contractors and home maintenance repair people will be willing to come to your house and give you a free estimate. Then you can use this to figure out which grants, and how many of them you will need to apply for in order to cover the expense.
With a little bit of research you can find the grants that you need to get your home repaired, or at least to cover some of the cost of the repairs. You might have to apply for a number of different grants before you receive one, as there are limited funds available, and you won’t qualify for them all.
If you do end up getting funding, it will all be worth it though, since it will save you a lot of money. For more information about government home repair grants and loans, see the author’s website about home maintenance / repair, mentioned in the paragraph below.